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Qualified financial professionals are the heart of Southern Kentucky Financial Services. We are passionate about helping people achieve their goals. By working together to create a plan, we are able to build important relationships and address critical issues that are important to you and your family.

Allen Costellow, RFC©, CTS®

CEO, Senior Advisor

(270) 904-7624

(270) 640-0885

As the president and founder of SOKY Financial Services, Allen has surrounded himself with a team of people committed to bringing increasing value to the lifetime clients of the firm. Since entering the financial services in 1979,...

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Elizabeth Cook

Practice Manager



Elizabeth is an ambitious Kentucky native with a passion for helping people build a financial foundation that will help them throughout their lives. After graduating from the University of Kentucky (GO CATS!), she joined the SOKY...

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Zach Wooten, Candidate for CFP® certification

Financial Advisor



Zach is a Mt. Washington native with a dream of building a financial practice that encourages clients to reach beyond what they thought possible in retirement. After graduating with a degree in finance from Western Kentucky University,...

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Bonita McCoy

Insurance Advisor



Bonita has over three decades of experience working with retirees. She assists our clients in implementing their Health, Long-Term Care, and Life insurance needs. An important part of financial planning is preparing for costs that...
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At our firm, we have the client—and only the client—in mind.

Over the years, we have found that a team approach can be an effective method to help clients who have a wide variety of needs as they maneuver through a complex financial-services world. We invite you to discover and experience the power of our services. We believe it has far-reaching benefits for our clients to get opinions from several sources with diverse backgrounds, education, and experience.

No one strategy fits everyone, which is why every client follows a process to build what's right for them—from planning to execution to follow-up. You are more than an account number here. We take a proactive approach to helping you develop a strategy to address your financial goals and objectives, using the most efficient methods available.