Broker Check

Welcome! We're glad you're here.

Qualified financial professionals are the heart of Southern Kentucky Financial Services. We are passionate about helping people achieve their goals. By working together to create a plan, we are able to provide one-of-a-kind experience for each of our Client Families. 

At our firm, we have the client—and only the client—in mind.

Over the years, we have found that a team approach can be an effective method to help clients who have a wide variety of needs as they maneuver through a complex financial-services world. We invite you to discover and experience the power of our services. We believe it has far-reaching benefits for our clients to get opinions from several sources with diverse backgrounds, education, and experience.

No one strategy fits everyone, which is why every client gets our undivided attention—from planning to execution to follow-up. We take a proactive approach to helping you develop a strategy to address your financial goals and objectives, using the most efficient methods available.

Allen Costellow, RFC©, CTS®

CEO & President

(270) 904-7624

(270) 640-0885

As the president and founder of SOKY Financial Services, Allen has surrounded himself with a team of people committed to bringing increasing value to the lifetime clients of the firm. Since entering the financial services in 1979,...

Read more

Elizabeth Cook

Operations Manager


Elizabeth is an ambitious Kentucky native with a passion for helping people build a financial foundation that will help them throughout their lives. After graduating from the University of Kentucky (GO CATS!), she joined the SOKY...

Read more
Client Centered

Client Centered

Whether you are investing to build wealth, protect your family, or preserve your assets, our personalized service focuses on your needs, wants, and long-term goals.

Our team of professionals have decades of experience in financial services. We can help you address your needs of today and for many years to come. We look forward to working with you.